Roll with the punches – You will encounter a sudden expense sooner or later, so your budget must be flexible enough to accommodate these emergencies.
Embrace your true expenses – Note every monthly expense on your budget to easily track spending.
Give every dollar a job – YNAB believes you must allocate every amount for a specific purpose.
The YNAB app follows its proprietary budgeting method it calls the “Four-Rule Method.” Let us take a look at each rule to understand how it facilitates financial planning: Yet, the You Need A Budget app is arguable the most comprehensive mobile tool for financial planning. Photo Credit: Head to the YNAB homepage, and you may think this personal finance app is simplistic.